USD.AI · CHIP
Infrastructure credit — on-chain lending against AI and GPU hardware
CHIP keeps about 2 billion coins on the market, and that barely changes until bigger unlocks start next year. The public sale sold 700 million coins, and some buyers got a locked-in “protected” price that frees up on set dates — June 17 2026 and October 14 2026 (settled at $270M and $190M valuations). Those coins are already counted inside the 2 billion, not added on top — so when they unlock, the amount on the market doesn’t grow. That’s why this page shows almost no inflation. The supply that will really grow the float is the team-and-investor unlock starting around April 2027.
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CHIP · nothing is minted, but the locked wallets have started paying out.
CHIP is the governance token of USD.AI — a fixed 10B supply with 2.00B counted as circulating, and no mint and no burn, so new supply only comes from locked wallets.
Sell pressure. Locked team, investor and reserve wallets paid 48.08M CHIP to ten new wallets in two runs, Aug 24 2026 and Sep 14 2026.
Buy pressure. Zero. No buyback, no burn, and staked coins can leave at once.
Net. About 2.40% reached the market over 90 days, and only 0.35% is projected next.
- Monthly payouts from locked wallets~6.92M CHIPOct – Dec 2026 · three monthly payouts · projected
- Liquidity-provider tranche in the project's EU filing250M · not bookedOct 19 – Dec 21 2026 · date not settled · watch
Supply is a fixed 10B, read the same at both ends of the window, and the live contract has no mint function — its one mint ran at launch. The contract can still be upgraded by its admin, so the fixed supply is watched on every refresh rather than assumed.
Team, investor and reserve coins unlock nothing before month 12: a third then, the rest monthly over 24 months, starting around Mar 30 2027. The ecosystem pool is scheduled to grow before then, but the ecosystem coins now reaching holders are still the launch float already counted as circulating — 1.36B of 2.00B handed out. Scheduled ecosystem unlock not observed leaving project wallets — monitored.
Seventeen wallets holding the locked team, investor and reserve coins fell from 7,741.03M to 7,651.29M. 41.67M of that moved into a new vault of the same kind and is still there. The other 48.08M went to ten fresh wallets in two payout runs, Aug 24 2026 and Sep 14 2026, none of which has moved yet. Two amounts repeat each month (2.31M together), so 6.92M is booked next; the rest is sporadic — last firing Sep 14 2026, no public schedule for the next 90 days. The treasury (697.26M) also paid out 112.06M, but from coins already counted as circulating, so it adds nothing new; the airdrop claim contract (27.84M), a grants wallet (41.92M) and a partner wallet (30.56M) are tracked the same way.
No estate, trustee or long lock is unwinding. The developer bought 338.8M locked investor coins back in May 2026, before this window, so that deal moved nothing into the market.
Nothing is bought on the market. The token has no claim on protocol revenue, and no programme routes fees into it.
There is no burn function. Both burn addresses held nothing at either end of the window, and total supply did not move.
No treasury buying. The liquidity wallet rose 2.99M from pool rebalancing, which moves coins inside the float rather than taking them out.
The staking module grew from 25.26M to 53.87M, but the live contract lets anyone withdraw at once — no waiting period, no penalty, and it pays nothing. Coins that can leave in the same block are not locked.