Stellar

XLM · Layer-1
Checked
Oct 18 2026
The big picture
3.5 / 10Total score0510
Supply + DemandMax. 10
Hold XLM? We'll warn you first.
Free · 2 coins

Coming next

No single dated event in the next 90 days.

Metric 1 of 3

XLM · Coin Supply

No new coins. The Foundation keeps releasing its pile.

1.5 / 5Heavy
Age12 yearssince Jul 2014
Unlocked70.1%of total supply
Last 90 days+2.52%new supply
Next 90 days+2.52%estimate

XLM runs Stellar: 35.06B coins circulate out of 50.00B. The rest sits mostly with the Foundation.

Sell pressure. The Foundation released 884.2M XLM into the market in 90 days, nearly every week, from 14.67B it still holds. Nothing vests and nothing is minted.

Buy pressure. Only fees leave: 672.7K XLM parked in a pool no one can spend.

Net. Net, supply grows about 2.52% in 90 days, and the same next.

Inflation
Last 90 Days
+2.52%
checked · Oct 12 2026
Net flow: 2.52% of supply goes to market over 90 days
Next 90 Days
+2.52%
estimate
Net flow: 2.52% of supply goes to market next 90 days
Supply growing · projected to keep growing
Sell pressure
1. Protocol inflation
0

No new XLM is created. The network ended its 1% yearly inflation in 2019, and the network's own coin count did not change by a single coin in these 90 days, while the fee count kept rising next to it.

checked · Oct 12 2026
2. Vesting unlocks
0

XLM has no vesting calendar. The old time-locked accounts from 2021–2023 are empty (2 XLM each). Everything not yet circulating sits with the Foundation, the upgrade reserve or the fee pool, covered in the rows below.

checked · Oct 12 2026
3. Foundation + unscheduled unlocks
~884.2M XLM

The Stellar Development Foundation holds 14.67B XLM in 15 known accounts that are not counted as circulating: Growth 5.33B, Product and Innovation 3.45B, Assets and Liquidity 3.32B, Development 2.57B. In these 90 days it sent 992.9M XLM to outside wallets and got 108.6M back, so 884.2M joined the float, about 9.8M a day, almost every week. It released 3.0B in the last 12 months. In October it also moved 707M from its other funds into its Development accounts, the ones that pay out most often.

checked · Oct 12 2026
4. Long-term locked or bankruptcy
0

The network upgrade reserve holds 258.9M XLM for holders of the 2014 tokens who never switched. Nobody claimed any in these 90 days (it only received dust), and it has no release date. No bankruptcy estate holds XLM for distribution.

checked · Oct 12 2026
Buy pressure
1. Programmatic buyback
0

Nothing buys XLM back. The network has no buyback, and the Foundation does not run one.

checked · Oct 12 2026
2. Protocol fee burn
0

Fees are not destroyed; they are parked (row 5). The burn account from 2019 received only 0.21 XLM of dust since July, so no burn is booked.

checked · Oct 12 2026
3. Foundation buy
0

The Foundation sells and gives out XLM; nothing shows it buying. The 108.6M that came back to its accounts were returns from wallets it had paid, already netted in sell row 3.

checked · Oct 12 2026
4. New long-term lock
0

XLM has no staking and no new lock contract with a set amount. Coins held in apps and contracts still count as circulating.

checked · Oct 12 2026
5. Fees held in the fee pool
~672.7K XLM

Every transaction fee goes into a network pool that no one can spend, so those coins leave the float. The pool grew by 672,701 XLM in 90 days, about 7,500 a day, to 10.83M. Network upgrades on Sep 16 and Oct 1 2026 did not change fees, so the next 90 days keep the same rate.

checked · Oct 12 2026
Supply check · sell, buy & net
 
Last 90D
Next 90D
Sell total (M XLM)
884.208
884.208
Buy total (M XLM)
0.673
0.673
Sell % of circ
+2.522%
+2.522%
Buy % of circ
+0.002%
+0.002%
Net inflation %
+2.520%
+2.520%
Circulating supply: 35059.782M XLM
Read the full Inflation Analysis
XLM: no new coins are made, but the Foundation keeps letting its own coins out.
Long-form mechanism walk. ~5 min.
Metric 2 of 3

XLM · Coin Demand

Two sides: how much people want XLM right now, and how much buying could come later.

2 / 5Weak

Current demand1.5 / 2.5

This part is based on social media. It shows how hot XLM is right now. A better rank means more people are talking about it.

XLM on social mediaIts rank among the 110 coins we follow · last 12 months · #1 = most talked about
#41 · Oct 12 2026

Today, people are talking about XLM for two reasons:

  1. 1
    Chainlink price data is now live on Stellar.

    Stellar said on Oct 13 2026 that Chainlink data feeds are now live on its network. Stellar says it has more than $4B of real-world assets on chain that can use these prices. People ask which lending and trading apps on Stellar will use the new data first.

  2. 2
    XLM fell about 9% this week.

    XLM was near $0.18 on Oct 17 2026, down about 9% in seven days after hot US inflation data hit the whole market. The good network news has not lifted the price yet. People ask what could make XLM catch up with bitcoin.

Checked Oct 17 2026

Metric 3 of 3

XLM · Price DriversBeta

The few things that can move XLM's price that supply and demand miss.

1 · Real-world money

New
More assets on Stellar → price upnowAssets move away → price down
StablecoinsTokenized assets
01K2K3K4K5K2024202520264K$M937$M
01K2K3K4K5K2024202520264K$M937$M

Tokenized assets on Stellar grew about 4.6x in 2026

Data
DateStablecoinsTokenized assets
Aug 29 2026—$3,996M
Aug 31 2026$868M—
Sep 30 2026$941M—
Oct 12 2026$937M—
Checked Oct 12 2026

2 · ETF and upgrades

Watch
Spot ETF approved → price upETF stays stuck → price down
  1. Sep 24 2025Grayscale ETF filing
  2. Jan 22 2026X-Ray privacy upgrade
  3. Apr 1 2026XLM futures ETF opens
  4. May 6 2026Protocol 26 live
  5. Sep 16 2026Protocol 28 vote
  6. Today
    No date yetSpot XLM ETF decision

No spot XLM ETF yet; Grayscale's trust holds only 117M XLM

Data
DateWhat happened / what is coming
Sep 24 2025Grayscale ETF filing
Jan 22 2026X-Ray privacy upgrade
Apr 1 2026XLM futures ETF opens
May 6 2026Protocol 26 live
Sep 16 2026Protocol 28 vote
No date yetSpot XLM ETF decision (coming)
Checked Oct 12 2026

Should you buy XLM? Questions about XLM

Is Stellar worth buying now?

By the law of supply and demand, Stellar's long-run signal is negative (Oct 18 2026, score 3.5/10). New supply: +2.52% in the next 90 days. Demand: weak (2/5). Stellar's price drivers: 1 ▲ price up, 0 ▼ price down.

How much more XLM can still come to the market?

About 14.9B XLM, going by our Oct 12 2026 numbers. Total supply is 50.0B and 35.06B is circulating, so roughly 30% is not out yet. No max supply is listed, so we keep an eye on that gap. Supply and demand still read negative for Stellar in the long run.

Can Stellar reach $10?

At $10, Stellar would be worth about $351B in total — about 50 times its $6.97B market cap today (Oct 18 2026, about 19.9 cents a coin). Stellar's supply also grows +10.08% in the next year, so every extra coin needs buyers too. By supply and demand, Stellar's long-run signal is negative today.

Is it time to take profit on Stellar?

Stellar's signal is negative for now. Stellar's signal would turn if new supply keeps arriving (+2.52% in 90 days), or demand falls from weak. The next date on Stellar's calendar: No date yet — Spot XLM ETF decision.

Is Stellar a good investment right now?

Stellar sits at 3.5/10 today (Oct 18 2026): supply 1.5/5, demand 2/5. One more year adds +10.08% to Stellar's supply. Long-run signal: negative.

When is a good time to buy Stellar?

By the law of supply and demand, the better time to start a position in Stellar is when its new supply is low, demand is high and its price drivers point up. Stellar today: +2.52% new supply in 90 days (heavy), demand weak (2/5), drivers 1 ▲ / 0 ▼.

What could push Stellar's price up or down?

Right now 2 things drive Stellar's price (1 ▲, 0 ▼). ▲ Real-world money: Tokenized assets on Stellar grew about 4.6x in 2026 • ETF and upgrades: No spot XLM ETF yet; Grayscale's trust holds only 117M XLM

Should I buy Stellar or Bitcoin?

Side by side on Oct 18 2026: Stellar at 3.5/10 with a negative signal, Bitcoin at 8.5/10 with a positive signal. By supply and demand, Stellar is the weaker of the two.

Every answer here applies basic economic theory — the law of supply and demand — to this coin's data. It is not financial advice. How we read every coin →

How does MrNasdog judge every coin, and why is +2.52% shown in red?

We look at two things, half each: supply and demand. Fewer new coins mean less selling pressure. A meme coin scores 1.5 at most on supply: its team got its coins for free, so no new supply does not make it safe. We also show each coin's age, with a warning when it is younger than 1 year. Demand looks at how much people want the coin now and how much buying could come later. Price Drivers (Beta) are the 2 or 3 things that can move one coin's price that supply and demand miss; they have no score. XLM supply grows +2.52% in the next 90 days, so it shows in red: more XLM reaches the market than is removed. Zero or falling supply is always green, any growth is red.

What do Watch XLM alerts cover?

One email before each big supply event, and the day our verdict changes. Nothing else. You can watch 2 coins for free.

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